Terms of Service

Acceptance of Terms

By accessing and using RealBlocks.AI platform, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Platform Services

RealBlocks.AI provides a technology platform for tokenization of real-world assets, investor onboarding, and secondary market trading. Our services include:

• Asset tokenization infrastructure
• KYC/AML compliance automation
• Investor management tools
• Secondary marketplace access
• AI-powered assistance

User Responsibilities

Users of the platform agree to:

• Provide accurate and complete information
• Maintain the security of their account credentials and Web3 wallets
• Comply with all applicable laws and regulations
• Not engage in fraudulent or illegal activities
• Not attempt to manipulate or disrupt the platform

KYC/AML Compliance

All users must complete Know Your Customer (KYC) verification before transacting. This includes:

• Government-issued identification verification
• Proof of address documentation
• Accredited investor status verification (where applicable)
• Source of funds documentation

We reserve the right to refuse service or freeze accounts to comply with Anti-Money Laundering (AML) regulations.

Security Tokens & Regulatory Compliance

Digital security tokens on our platform represent fractional ownership in real-world assets and are subject to:

• SEC regulations and securities laws
• Transfer restrictions and lock-up periods
• Accredited investor requirements for certain offerings
• Tax reporting obligations (1099 forms, capital gains)

Token ownership does not necessarily confer direct ownership of physical assets but rather economic rights as specified in offering documents.

Investment Risks

IMPORTANT: Investing in tokenized real-world assets involves significant risk and may result in loss of your entire investment.

• Market Risk: Asset values fluctuate based on market conditions
• Liquidity Risk: Tokens may not be easily sellable
• Regulatory Risk: Changes in laws may affect token value
• Technology Risk: Smart contracts may contain vulnerabilities
• Counterparty Risk: Asset issuers may fail to perform

Consult with financial, legal, and tax advisors before investing. Only invest funds you can afford to lose.

Fees & Payment Terms

We charge a 1% platform fee on all transactions. Additional fees may apply for:

• Wire transfers and ACH payments
• Blockchain transaction fees (gas fees)
• Document processing and legal services

All payments are final and non-refundable except as required by law. We accept USDC, USDT, wire transfers, and ACH.

Blockchain Transactions

All blockchain transactions on Hedera are irreversible and immutable. Users are responsible for verifying transaction details before confirmation. RealBlocks.AI is not responsible for user errors, lost private keys, or incorrect wallet addresses.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, REALBLOCKS.AI SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, DATA, OR INTANGIBLE LOSSES.

Our total liability shall not exceed the fees you paid us in the 12 months preceding any claim.

Dispute Resolution & Arbitration

Disputes shall be resolved through binding arbitration in accordance with American Arbitration Association rules, rather than in court.

Class Action Waiver: You waive any right to participate in class action lawsuits or class-wide arbitration.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the platform after changes constitutes acceptance of the modified terms.

Contact

For questions about these Terms of Service, contact legal@realblocks.ai